Insurance adjuster training and exams online

Texas: an approved course instead of the exam

TDI says you can get an All Lines, Property & Casualty or Workers’ Compensation adjuster license without the state exam if you’ve completed a TDI-approved course or training program in adjusting losses within the last 12 months. Holders of the CPCU or AIC designation are exempt too.

The course takes the place of the exam, not the rest of the process. You still apply online through Sircon and get fingerprinted with IdentoGO. The application fee is $50.

If you’d rather take the state exam, the All Lines Adjuster exam has 150 scored questions in 150 minutes and costs $49.

Florida: designations that waive the exam

For the 6-20 All Lines Adjuster license, Florida waives the state exam if you hold one of the designations on its list. Several come from online course providers. As of October 2026 the list includes:

• Associate in Claims (AIC) and Chartered Property and Casualty Underwriter (CPCU)
• Certified All-Lines Adjuster (CALA) from Kaplan Financial Education
• Claims Adjuster Certified Professional (CACP) from WebCE
• Professional in Claims (PIC) from 2021 Training
• Certified Claims Adjuster (CCA) from AE21, and several others on the DFS page

California: take the state exam from home

California’s testing company, PSI, offers online remote-proctored exams as well as test centers. When you book, you choose Test Center or Remote Proctored. You can launch the exam up to 30 minutes before your booked time, and if you don’t start within 15 minutes after it, you lose the fee.

The adjuster exam has 100 questions in 158 minutes and needs 70% to pass. The fee is $79. California doesn’t offer a course in place of the exam.

Agent licenses: online pre-licensing

For agent licenses, the course is usually the part you do online. Florida’s 200-hour General Lines and 60-hour Life & Health courses can be taken through approved providers, and you can search them in the DFS education database. California’s 12 hours on ethics and the Insurance Code can be done online or in a classroom.

The agent exam itself is a separate step. Texas and Florida candidate handbooks describe exams at Pearson VUE test centers, so check the Pearson VUE page for your state when you book.

Before you buy a course

1. Look up your state’s rule on your Department of Insurance’s site, not the course seller’s.
2. Check that the course is approved for your state and license type. In Texas, approved courses are listed through Sircon. In Florida, use the DFS education database.
3. If you’ll work in more than one state, check each state’s nonresident rules. Texas, for example, doesn’t make nonresidents take its exam if they hold a similar license in good standing in a reciprocal home state.
4. Keep your completion certificate. You may need it with your application.