Canada · Certification examWhat are the CFP continuing education requirements?
| Category | QAFP | CFP |
|---|---|---|
| Total each calendar year | 12 credits | 25 credits |
| Financial planning, including professional skills | At least 7 | At least 12 |
| Professional responsibility | At least 1 | At least 2 |
| General CE, including giving back | Up to 4 | Up to 11, with giving back capped at 5 |
The CE year runs January 1 to December 31. Professional responsibility credits don’t carry over to the next year, but extra ones can count toward financial planning. Financial planning and professional responsibility CE must be accredited by FP Canada, and professional responsibility CE must be pre-accredited.
Reporting CE and audits
You don’t send proof at renewal. FP Canada Institute courses show up in your CE Tracker on their own, and you enter courses from other providers yourself. Keep proof of completion for three years: if you’re audited, you have to show it for the year under review.
How do you renew CFP certification?
| QAFP | CFP | |
|---|---|---|
| Renewal deadline | July 31 | March 31 |
| Late fee applies to applications received | Between July 31 and September 30 | Between March 31 and May 31 |
| Reinstatement fee also applies to applications received | After September 30 | After May 31 |
| Late fee | $50 | $100 |
CFP certification covers April 1 to March 31. The yearly fees themselves are on our cost page.
CE right after you pass
New CFP professionals who finished the CFP Professional Education Program, or both the QAFP program and the QAFP to CFP program, are exempt from CE in the year they pass the CFP exam and the two calendar years after it. FP Canada’s CFP Certification Policies set this out.
Sources: FP Canada and 3 more. Checked October 2026.
- FP Canada: CE requirements ↗
- FP Canada: Maintain your certification ↗
- FP Canada: Fee schedule, as of September 1, 2026 ↗
- FP Canada: CFP Certification Policies, June 2026 (PDF) ↗
Rules and fees can change, so check the official site before your test.