United States · Licensing examWhat is the average insurance adjuster salary?
BLS reports a median, the middle value, rather than an average. For claims adjusters, examiners and investigators it was $78,000 in May 2025, or $78,020 if you add auto damage appraisers to the group. For comparison, the median for all US occupations was $50,980.
| Group (May 2025) | Lowest 10% under | Median | Top 10% over |
|---|---|---|---|
| Claims adjusters, examiners and investigators | $48,850 | $78,000 | $117,040 |
| Auto damage appraisers | $58,360 | $78,240 | $101,590 |
Pay by employer
Where you work changes the median. These are BLS figures for claims adjusters, examiners and investigators.
| Employer | Median pay, May 2025 |
|---|---|
| Federal government | $93,660 |
| Insurance carriers (except life, health and medical) | $79,280 |
| Agencies, brokerages and other insurance-related activities | $76,130 |
| State government | $74,440 |
| Health and medical insurance carriers | $59,800 |
Auto damage appraisers had a median of $79,200 at insurance carriers and $77,370 at agencies and brokerages.
How do independent and public adjusters get paid?
BLS says public adjusters, whom policyholders hire, are paid a percentage of the settled claim. Its wage figures don't include self-employed workers, so there's no official salary for self-employed independent or public adjusters.
Florida's license rules describe the two independent setups: self-appointed, or appointed and employed by a licensed adjusting firm. How a firm pays you is between you and the firm.
Hours that come with the pay
BLS says most adjusters work full time, and they often work evenings and weekends to meet claimants, sometimes on an irregular schedule. Auto damage appraisers usually keep regular hours.
Sources: BLS Occupational Outlook Handbook · Florida DFS. Checked October 2026.
- BLS Occupational Outlook Handbook: Claims Adjusters, Appraisers, Examiners, and Investigators (modified August 27, 2026) ↗
- Florida DFS: 6-20 Resident All-Lines Adjuster License (PDF) ↗
Rules and fees can change, so check the official site before your test.