How do you get a Texas insurance adjuster license?
- Pass the exam, or complete a TDI-approved course, or hold the CPCU or AIC designation. If you apply before passing, you have to file again and pay again.
- Start fingerprinting on TDI's fingerprint portal, then get printed at IdentoGO and keep the receipt.
- Apply online through Sircon within one year of passing, or you'll have to retake the exam.
- Pay the $50 application fee.
An expired license can be reinstated within a year without a new exam, for $50 plus a $25 late fee.
Texas adjuster exams
| Exam | Scored questions | Time | Fee |
|---|---|---|---|
| Adjuster - All Lines | 150 | 150 minutes | $49 |
| Adjuster - Property and Casualty | 150 | 150 minutes | $49 |
| Adjuster - Workers' Compensation | 60 | 60 minutes | $29 |
| Public Insurance Adjuster | 100 | 120 minutes | $39 |
The All Lines outline, effective September 1, 2026, splits the exam into property and casualty product knowledge (40%), insurance terms and concepts (40%) and Texas statutes and rules (20%). Scores are scaled from 0 to 100, and 70 is a pass. If you fail you can book again the next day, with no limit on attempts.
Every exam comes in Spanish, and you can switch between Spanish and English during it. If English is your second language you can ask for 1.5 times the normal time, with a letter from an English teacher or your sponsoring company. Bring two signed IDs, one of them a government photo ID.
The approved course route
A TDI-approved adjusting course or training program finished in the 12 months before you apply qualifies you for the All Lines, Property and Casualty or Workers' Compensation license without the exam. Approved courses are listed through Sircon. The course replaces only the exam: the fingerprints and $50 fee still apply.
Veterans who passed a Texas insurance exam on or after February 1, 2019 can ask the US Department of Veterans Affairs to repay the exam fee.
Nonresidents and emergency licenses
If you live in another state, you need an active adjuster license in good standing there, and the nonresident license costs $50. If your state doesn't license adjusters, Texas has a designated home state license. During a disaster, TDI also issues a 90-day emergency license with a sponsor.
Sources: Texas Department of Insurance · Pearson VUE and 2 more. Checked October 2026.
- Texas Department of Insurance: Adjuster, all lines (updated 7/25/2025) ↗
- Texas Department of Insurance: Adjuster, property and casualty (updated 7/25/2025) ↗
- Pearson VUE: Texas Insurance Licensing Candidate Handbook, October 2024, content outlines effective September 1, 2026 (PDF) ↗
- Texas Department of Insurance: Adjuster, emergency (updated April 13, 2023) ↗
Rules and fees can change, so check the official site before your test.