United States · Licensing exam

North Carolina insurance adjuster license

A pass on a 100-question Pearson VUE exam, an application through NIPR and $169 in fees get you a North Carolina insurance adjuster license, with no pre-licensing course. The NC Department of Insurance says to allow 60 days for the application.

How do you get a North Carolina insurance adjuster license?

  1. Book the Adjuster exam with Pearson VUE and pay $45 for each attempt when you book.
  2. Pass it. Make sure you register for the adjuster exam, not an agent exam.
  3. Apply and pay online through NIPR.
  4. Watch for the NCDOI email when the license is issued.

The North Carolina adjuster exam

The outline, effective March 2, 2026, has 100 four-option multiple-choice questions plus up to 20 unscored pretest questions. The handbook allows 2 hours 15 minutes. Scores are scaled, and 70 is a pass. One section covers North Carolina statutes and regulations for adjusters. The hail adjuster exam is a separate 30-minute test.

North Carolina adjuster fees

LicenseNew licenseYearly renewal (April 1)
Adjuster$169 ($50 registration, $75 license, $44 processing)$109
Hail adjuster$114$54
Motor vehicle damage appraiser (no exam)$169$109
Public adjuster$169, plus $38 fingerprints for residents$109

Moving to North Carolina, or using it as your home state

If your old state licensed adjusters by exam, cancel that license within 90 days of applying for your North Carolina resident license and you won't need the exam. Pearson VUE checks the national producer database to confirm.

If your state doesn't license adjusters by exam, you can take North Carolina's exam through Out of State Testing without traveling and use North Carolina as your designated home state. You then follow its continuing education rules.

Sources: Pearson VUE · NC Department of Insurance and 2 more. Checked October 2026.

Rules and fees can change, so check the official site before your test.